Karakteristike savremenog globalnog tržišta osiguranja uslovlјene su makroekonomskim potresima izazvanim katastrofalnim rizicima kakav je i rizik pandemije, koji se sve češće dešavaju i ugrožavaju njegov održivi razvoj. Geopolitička nepovolјna situacija, koja je kulminirala ratom u Ukrajini, uzrok je već izvesne energetske krize koja prerasta u ekonomsku krizu sa dalekosežnim negativnim posledicama na sve segmente ekonomskog i socijalnog života, pa samim tim i na tržište osiguranja. Pre izbijanja sukoba u Ukrajini, nakon smirivanja pandemije izazvane virusom Covid-19, prognoze su bile da će tržišta u razvoju biti klјučni pokretački faktor razvoja sektora osiguranja na globalnom nivou, a očekivan je i snažan rast razvijenih tržišta. Takođe, očekivanja su bila da će pozitivni efekti promene paradigme, uzrokovane Covid-19, prema povećanoj svesti o riziku, postepeno dovesti do rasta premije osiguranja i oporavka globalnog tržišta osiguranja. Međutim, da li će ta očekivanja biti ostvarena, zavisi koliko će biti teška ekonomska kriza izazvana ratom u Ukrajini. Stoga će u radu biti predstavlјeni mogući scenariji budućeg razvoja tržišta osiguranja u svetu.

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